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If you have a crash during a competition or are injured, you need coverage for liability and medical costs. Most other travel insurance suppliers exclude competitions, but it’s available with us. However, if you have ‘standard’ travel insurance for most of the year, but need a top-up for a training camp, then one of our single trip policies might be best. If you injure yourself by cycling abroad, our cycle travel insurance will cover the costs of repatriating you back to the UK. If you are planning a mountain biking holiday, you need to make sure you have sufficient travel insurance for cycling. Non-XC geometry is the key thing that must be included if a bike is to be classed as down-country.

• This bike comes with a 130mm travel fork but we’re including it here because we feel Evil deserves muchos kudos for being right at the front of the

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